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You can automatically have a set amount of money moved to your savings account via your checking account as often as you choose. This method makes it a requirement for you to save some of your money every month. This technique can also be helpful for accruing money for expensive events, such as a wedding. 

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If there is an item that needs to be bought but is quite pricey, look to your family to help purchase the item. If it's something that the whole family could find a use for, like a new TV, then the family may be able to be convinced to put their money together.
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Student loan debt has fewer consumer protections than other kinds of debt, so make absolutely sure that you can repay any student loan debt you accrue. Going to an expensive private school while unsure of your major or what career path you're going to take, may mean that you end up in permanent debt.
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You can set up automatic payments of your credit card by you bank account through your debit card. You will not forget.
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Gradually replace all incandescent bulbs throughout your home with CFL bulbs, which are far more efficient. These bulbs will save you money and save the environment at the same time. CFLs also last longer than traditional light bulbs. You will spend less money by buying fewer bulbs.
Make sure that your checking account is free. Look at getting an account with a credit union or a local bank; you may also want to check out online banks.
Credit cards can be a good alternative to a debit card. Put routine purchases like gas and groceries on a credit card. Most credit cards offer some kind of rewards, like cash back on these items.
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Your money management may weigh more heavily on your mind if you have children. Having a budget is essential to help you limit the number of things you buy each month.

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